According to reports from the Federal Reserve, Americans’ credit card debt increased 6.7% in the first quarter. Defaults and delinquencies are adding to the economic woes forcing credit companies to tighten the qualification processes and guidelines. The average American’s unsecured debt primarily made up of credit cards, increased over $4,000 in a year to a [...]

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Removing the obvious ramifications of debt and the process of repayment, take into account the other aspects of life that debt concerns can affect. As you worry about paying bills, your work performance can suffer, relationships are strained, stress levels increase. Most employers do a credit review along with background checks. These people are looking [...]

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