Ok, Ok! I have tried to stick to writing my purchases down in a notebook in order to track my spending. It comes down to the fact that it is hard to add more work to an already busy life. So, since the ultimate goal is to build wealth and eliminate debt, our spending habits [...]

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I talk about budgeting until I am sick of saying it but the only way to begin to change your financial situation is by starting with a strong foundation. Imagine trying to stand on a blow up raft in the water. The more you struggle and move around, the worse it gets. Now picture a [...]

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