Debt Is A Trap

Today I disagree with a great man. Benjamin Franklin. Who coined the phrase (no pun intended) “A penny saved is a penny earned.” Maybe during Mr. Franklin’s life there was a much more equal balance to the concept of saving and earning. But lets look at saving money versus earning more [...]

Good evening! I was speaking to a couple recently regarding how to get a “handle” on their bills. Winter is coming and for those of you who live in geographic regions that turn white for half the year, you know that expenses increase significantly and lets face it, heat costs have not gone [...]